Conejos County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Conejos County, Colorado? DLRadar grades every Conejos County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 13/100. Here is the 2026 Conejos County breakdown.
- Conejos County's most distressed ZIP is 81120 at 13/100.
- 8 ZIP codes tracked in Conejos County, averaging 10/100 distress.
- Conejos County reads contraction — home values down 0.3% year over year, 0.7% off peak.
- Vacancy runs 13.6% across Conejos County's tracked ZIPs, with a 13.1% poverty rate.
- The typical Conejos County home is worth about $180,343 against a ~$48,883 median income.
- Lending headwind in Conejos County sits at 31/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 81120 | 13/100 |
| 2 | 81124 | 12/100 |
| 3 | 81129 | 12/100 |
| 4 | 81140 | 12/100 |
| 5 | 81141 | 12/100 |
| 6 | 81148 | 12/100 |
| 7 | 81101 | 6/100 |
| 8 | 81151 | 2/100 |
Most distressed ZIP codes in Conejos County (composite distress 0-100, 2026)
What is driving Conejos County distress
Nothing here is estimated: Conejos County is scored from filings alone, and its ZIPs average 10/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Conejos County market phase and pricing
Conejos County reads contraction — home prices fell 0.3% over the last year and are 0.7% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Common questions
What is the most distressed ZIP code in Conejos County, CO?
ZIP 81120 leads Conejos County at 13/100, recomputed monthly from public records.
What stage of the price cycle is Conejos County at?
Conejos County currently sits in contraction, with values down 0.3% year on year, based on FHFA price-index trajectory.
What is this Conejos County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 8 Conejos County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Conejos County ZIP codes?
Averaging the county conceals how uneven it is. Across the Conejos County ZIPs DLRadar ranks, scores run from 13/100 in 81120 down to 2/100 in 81151, against a Conejos County average of 10/100. Those 11 points separate the ZIPs worth working in Conejos County from the rest.
What do Conejos County home values and vacancy say about distressed supply?
The typical Conejos County home carries about $180,343 of value against a median household income near $48,883. Vacancy across Conejos County's tracked ZIPs runs 13.6% and the poverty rate is 13.1%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Conejos County's foreclosure and tax-lien filings and its 31/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.