Colorado Foreclosures, Tax Liens & Distressed Properties

Colorado property distress is mapped statewide by DLRadar — county, ZIP and parcel, every figure record-sourced. 64 counties and 527 ZIPs are tracked statewide, averaging 18/100. Counties break down as 33 peak, 29 contraction, 1 expansion, 1 neutral by phase. Colorado leans peak overall, with average prices up 0.9% YoY.

Distress concentrates in Costilla County, Gilpin County, San Juan County, Ouray County, San Miguel County; open any for county- and ZIP-level detail.

Top ZIP-level distress statewide: 81001 (44/100), 81003 (44/100), 81004 (44/100), 81005 (44/100), 81006 (44/100).

County by county, here is how market phase and distress break down across Colorado.

DLRadar reads Adams County as contraction — a 1.0% slide, down 1.2% from its high, lender pressure 49/100. Alamosa County is in its contraction phase, little price movement, bank stress 21/100. Arapahoe County reads contraction — values off 1.0%, down 1.2% from its high, a 54/100 lender reading. Archuleta County — peak, up 2.2% on the year, lender pressure 52/100. Baca County sits in peak, appreciation near 2.2%. In Bent County, peak: up 2.2% on the year. In Boulder County, contraction: down 2.1% on the year, 2.1% off peak, a 52/100 lender reading.

Broomfield County is in its contraction phase, values off 1.0%, 1.2% below peak, lender pressure 50/100. Chaffee County sits in peak, homes +2.2% YoY, headwind 45/100. Cheyenne County is peak (appreciation near 2.2%, lender pressure 49/100). Clear Creek County is in its contraction phase, down 1.0% on the year, 1.2% below peak, a 38/100 lender reading. Conejos County — contraction, values about even, lender pressure 31/100. Costilla County is in its contraction phase, values about even, a 100/100 lender reading. Crowley County is in its peak phase, up 2.2% on the year.

Custer County reads peak — up 2.2% on the year, lender pressure 63/100. Delta County is in its peak phase, up 2.2% on the year, lender pressure 51/100. In Denver County, contraction: a 1.0% slide, 1.2% off peak, a 57/100 lender reading. DLRadar reads Dolores County as peak — up 2.2% on the year, lender pressure 31/100. Douglas County reads contraction — a 1.0% slide, 1.2% below peak, bank stress 55/100. In Eagle County, contraction: prices flat, bank stress 71/100. Elbert County — contraction, prices down 1.0%, 1.2% below peak, a 53/100 lender reading.

El Paso County reads contraction — homes -0.4% YoY, bank stress 52/100. In Fremont County, contraction: prices flat, headwind 35/100. Garfield County is contraction (values about even, a 70/100 lender reading). Gilpin County is contraction (a 1.0% slide, 1.2% off peak, headwind 100/100). Grand County reads peak — values rising 2.2%, a 41/100 lender reading. Gunnison County is peak (values rising 2.2%, lender pressure 29/100). Hinsdale County is peak (appreciation near 2.2%, bank stress 31/100).

DLRadar reads Huerfano County as peak — appreciation near 2.2%, a 76/100 lender reading. Jackson County: peak, appreciation near 2.2%, a 74/100 lender reading. Jefferson County — contraction, homes -1.0% YoY, 1.2% below peak, bank stress 57/100. Kiowa County reads peak — appreciation near 2.2%, a 26/100 lender reading. In Kit Carson County, peak: values rising 2.2%, a 43/100 lender reading. Lake County reads contraction — prices flat, headwind 19/100. La Plata County sits in contraction, values about even, a 48/100 lender reading.

Larimer County sits in neutral, prices flat, lender pressure 43/100. In Las Animas County, peak: prices up 2.2%, headwind 76/100. Lincoln County is in its peak phase, values rising 2.2%, headwind 65/100. Logan County is in its contraction phase, values about even, lender pressure 46/100. Mesa County sits in expansion, values rising 7.4%, headwind 66/100. Mineral County is peak (homes +2.2% YoY, a 74/100 lender reading). Moffat County sits in contraction, prices flat, a 41/100 lender reading.

Montezuma County is peak (homes +2.2% YoY, lender pressure 16/100). Montrose County is in its contraction phase, little price movement, a 75/100 lender reading. In Morgan County, contraction: prices flat, lender pressure 48/100. Otero County: peak, homes +2.2% YoY. In Ouray County, peak: up 2.2% on the year, lender pressure 88/100. Park County sits in contraction, homes -1.0% YoY, down 1.2% from its high, a 31/100 lender reading. Phillips County is peak (prices up 2.2%, bank stress 57/100).

Pitkin County sits in contraction, little price movement, headwind 72/100.

Colorado opportunity phases: 40 weak, 14 early_signal, 5 peak_opportunity, 3 watchlist, 2 overheated; Colorado average index 27.4. Best-ranked Colorado counties: Jackson #334 (34.4), construction; Custer #334 (34.4), vacancy; Lake #485 (33.5), vacancy in Colorado; Mineral #499 (33.4), vacancy; Hinsdale #538 (33.2), vacancy; Dolores #538 (33.2), vacancy.

Colorado mortgages ninety-plus days late: 0.7%; Colorado thirty-to-eighty-nine days late 1.4% (December 2025); 11 Colorado counties sit in the CFPB sample; highest Colorado county readings: Pueblo 2.0%, Weld 1.3%, Adams 1.1%, El Paso 0.8%, Arapahoe 0.8%.

Colorado county unemployment averages 4.5% across 64 counties; Colorado permitted 33,093 housing units in twelve months (15,244 multifamily); 214,835 of 2,589,053 Colorado housing units are vacant; 783,361 Colorado renter households, 42.2% spending 30%+ of income on rent.

Colorado ZIP price-cycle phases: 1,592 peak, 401 contraction, 119 neutral, 110 expansion, 3 recovery.