Montezuma County, CO: Foreclosures, Tax Liens & Distressed Properties

Montezuma County, CO, Colorado: 8 ZIP codes scored, Montezuma County, CO averaging 13/100 (minimal, Montezuma, CO), from 12 to 17. Montezuma County, CO is in its peak phase (Montezuma, CO confidence 18/100): Montezuma, CO home prices up 2.2% (Montezuma, CO) over twelve months. Montezuma County, CO lender headwind: 16/100.

Highest-scoring Montezuma County, CO ZIPs: 81328 (17/100), 81323 (15/100), 81321 (12/100), 81327 (12/100), 81330 (12/100), 81331 (12/100). Also scored in Montezuma County, CO: 81334, 81335.

Across Montezuma County, CO's scored ZIPs: median home value $357,400, household income $61,946, 13.2% vacancy, 18.3% poverty, 72% owner-occupied, median age 44.0.

Montezuma County, CO insurance distress 7/100 (#2,414 in the US); FEMA hazard 0/100 for Montezuma, CO; 2 Montezuma, CO NFIP flood claims; Montezuma, CO construction distress 47/100.

5 banks with 8 branches lend in Montezuma County, CO; Montezuma, CO weighted bank stress 51/100, highest 81/100 in Montezuma, CO.

Montezuma County, CO unemployment 5.3% (Montezuma, CO -0.9 pts, six months); 22 new housing units permitted in Montezuma County, CO over twelve months, Montezuma, CO up 10% from 20; Montezuma, CO home prices +11.3% a year (Montezuma, CO) over three years.

12,375 housing units in Montezuma County, CO; 2,747 Montezuma, CO renter households; 52% of Montezuma, CO renters spend 30%+ of income on rent, 19% (Montezuma, CO) half or more.

Montezuma County, CO ranks #2,935 nationally on the opportunity index (Montezuma, CO, among all ranked counties); Montezuma, CO scores 23.6/100 and Montezuma, CO sits #53 inside Colorado. Montezuma, CO is in the weak opportunity phase; Montezuma, CO's primary driver is vacancy, Montezuma, CO second driver bank institutional; Montezuma, CO moved down 227 places. 3 short-sale listings across Montezuma, CO; 114 days on market observed in Montezuma, CO; 11.3% vacancy over 8 Montezuma, CO ZIPs.

No CFPB county sample covers Montezuma County, CO. The non-metro area reading for Montezuma, CO: 0.8% ninety-plus days late; Montezuma, CO's thirty-to-eighty-nine share is 1.5% (Montezuma, CO, December 2025 data); Colorado overall 0.7%.

Montezuma County, CO has 3 watched banks; 3 Montezuma, CO banks sit in an elevated band. Montezuma, CO footprints: Dolores State Bank (4 branches, stress 36) in Montezuma, CO; First National Bank Cortez (1 branch, stress 81) in Montezuma, CO; First Southwest Bank (1 branch, stress 67) in Montezuma, CO.

HUD lists 1 assisted multifamily property in Montezuma County, CO with 48 units.

1,106 of the 12,375 housing units in Montezuma, CO sit vacant. Montezuma County, CO permitted 0 multifamily units in twelve months; Montezuma, CO's one-to-four unit structures added 22 units in Montezuma County, CO.