Montezuma County, CO: Foreclosures, Tax Liens & Distressed Properties

Montezuma County, Colorado is mapped parcel-to-ZIP by DLRadar's public-record distress engine. Bank/credit headwind for the county is 16 on a 0–100 scale, a contained reading. DLRadar scores 8 ZIPs here, with a mean composite of 13/100. ZIP-level distress ranges from 16/100 at the top down to 12/100.

Currently peak, Montezuma County saw prices rise 2.2% year over year (phase confidence 18/100). With values leveling off, the average masks the outliers with opportunity concentrated by ZIP.

Near the cycle top at +2.2% YoY (18/100 confidence), the wins are surgical well beyond the county average. Lender stress at 16/100 (contained) puts the live signals on tax delinquency, probate and liens.

The most-distressed ZIP codes in Montezuma County are 81328 (16/100), 81321 (12/100), 81323 (12/100), 81327 (12/100), 81330 (12/100), 81331 (12/100), each with its own full DLRadar report. The breakdown continues through 81334, 81335 and more.

By the numbers, the Montezuma County ZIPs on file come in at incomes around $61,946, a 18.3% poverty rate, a 13.2% vacancy rate, 72% owner-occupancy, residents with a median age around 44, home values averaging roughly $357,400, in line with the US. Taken together, they drive who sells under pressure and how fast a deal moves.

At 13/100 composite over 8 ZIPs, the edge is selective acquisition where the ZIP scores point. Subscribers get each Montezuma County parcel's owner, mailing address, APN, a distress score plus a funding-to-closing path.

Because Montezuma County, Colorado is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Montezuma County against neighboring markets or the rest of Colorado on equal footing.

For anyone buying in Montezuma County, the scores answer one question first — which ZIPs deserve the marketing budget, with the top reading 16/100. Nothing in the Montezuma County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

At the ZIP level, the sharpest readings in Montezuma County are 81328 (16/100), 81321 (12/100), 81323 (12/100), 81327 (12/100), 81330 (12/100), 81331 (12/100). DLRadar also scores 81334, 81335 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Montezuma County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.