ZIP 81331 Property Distress & Foreclosure Data

Montezuma County, Colorado's ZIP 81331 registers 16/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (79/100), structural risk (37/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100). Structural exposure scores 37 and live distress 1 on the 0–100 scale.

The peak-phase market in 81331 posted values that rose 3.3% over the year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 423 with a median age of 25. Households earn a median $81,000 — near the roughly $78,000 national figure. About 61% have a four-year degree. Vacancy runs 9.2%. The tenure split is 100% owner-occupied to 0% rented. There are about 189 housing units across 81331. On demographic stress specifically, 81331 scores 26/100. A median home runs $412,500 here, or 4.3 times local income.

Broadly, 81331 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.