ZIP 81320 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 81320 (Dolores County, Colorado) lands at 17/100 — low on DLRadar's distress scoring. What sets it apart are the readings on construction/permit lag (100/100), structural risk (39/100), institutional ownership (28/100). By contrast, structural risk (39/100) and institutional ownership (28/100) register low. The latent-versus-live split is 39/100 structural and 0/100 already moving.

The market reads peak — home values rose 2.2% year on year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $32,885 — below the roughly $78,000 national figure. About 35% have a four-year degree. 434 residents call 81320 home, typically aged 53. The vacancy rate is 5.3%. DLRadar's demographic-stress index for the area reads 51/100. Owners hold 100% of homes, renters 0%. 32.7% of residents fall below the poverty threshold. The typical home is worth about $335,000 (7.6× income, severely stretched). There are about 171 housing units across 81320.

On the whole, 81320 leans distressed, with opportunity clustered in specific stressed parcels. 81320 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 81320's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 81320, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 81320's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 81320 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.