ZIP 81423 Property Distress & Foreclosure Data

In San Miguel County, Colorado, ZIP 81423 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (73/100), structural risk (28/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Structural exposure scores 28 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 3.1% year on year, and 34% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 10.8%. 8.6% of residents fall below the poverty threshold. Home values center near $425,000, an affordability ratio of 6.7×. DLRadar's demographic-stress index for the area reads 37/100. There are about 786 housing units across 81423. Educational attainment sits at 39% bachelor's-or-above. Owners hold 78% of homes, renters 22%. Rent burden reaches 40% of tenant households. About 1,462 people live here, median age 50. Median household income is $61,316, below the U.S. median near $78,000.

Net-net, 81423 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.