ZIP 81430 Foreclosure, Tax-Lien & Distress Report
San Miguel County, Colorado · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 81430 in San Miguel County, Colorado comes in at 14, a minimal composite-distress reading. Its heaviest discrete signals: construction/permit lag (95/100), structural risk (32/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). Structural risk reads 32/100 against active distress of 2/100.
Prices here sit in a peak phase: values rose 2.2% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
755 residents call 81430 home, typically aged 52. Home values center near $1,234,800, an affordability ratio of 11.5× — stretched. The tenure split is 83% owner-occupied to 17% rented. The ZIP holds roughly 629 housing units. Vacancy runs 43.1%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 70% bachelor's-or-above. 1.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 42/100. Rent burden reaches 19% of tenant households. At $87,273, median income runs near typical U.S. levels.
Taken together, 81430 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 81430 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 81430 runs through one identical scoring model, so its 14/100 sits on the same scale as every other ZIP in San Miguel County, Colorado and the nation. Where the record is thin for 81430, the field stays empty rather than modeled, and fills in as new documents post.
81430's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 81430 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 81430 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 81430 Stress Report snapshot
The live 81430 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in San Miguel County
Nearest ZIP codes to 81430
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across San Miguel County, Colorado
Additional distress intelligence spanning San Miguel County, Colorado by ZIP, county and state.
Unlock parcel-level detail for ZIP 81430
See who owns each distressed property in 81430, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology