ZIP 81426 Property Distress & Foreclosure Data
San Miguel County, Colorado's ZIP 81426 registers 13/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 30/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (30/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low.
The market reads peak — home values rose 3.3% year on year (phase confidence 29/100). Topping markets hide individual distress behind strong averages.
Around 44% of renters are cost-burdened. 11.8% of residents fall below the poverty threshold. Median household income is $125,938, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 38/100. Home values center near $906,300, an affordability ratio of 7.0×. Educational attainment sits at 85% bachelor's-or-above. The vacancy rate is 30.6% — elevated. Owners hold 69% of homes, renters 31%. The ZIP holds roughly 68 housing units. About 144 people live here, median age 36.
Net-net, 81426 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 81426
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in San Miguel County
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