ZIP 81426 Foreclosure, Tax-Lien & Distress Report
San Miguel County, Colorado · High Vacancy market
San Miguel County, Colorado's ZIP 81426 registers 14/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 34/100 structural and 2/100 already moving. Leading the profile are construction/permit lag (100/100), structural risk (34/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.
The peak-phase market in 81426 posted values that rose 2.2% over the year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.
Rent burden reaches 44% of tenant households. Roughly 11.8% live below the poverty line. Households earn a median $125,938 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 38/100. Home values center near $906,300, an affordability ratio of 7.0×. Educational attainment sits at 85% bachelor's-or-above. Vacancy runs 30.6%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 69% owner-occupied to 31% rented. The ZIP holds roughly 68 housing units. About 144 people live here, median age 36.
Taken together, 81426 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 81426 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 81426's 14/100 can be lined up against any neighbor in San Miguel County, Colorado or any ZIP coast to coast. 81426 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 14/100 figure for 81426 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 81426 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 81426
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 81426 by the numbers
The live 81426 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in San Miguel County
Explore related distress reports
Additional distress intelligence spanning San Miguel County, Colorado by ZIP, county and state.
Get the full acquisition report for 81426
Open 81426 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology