San Miguel County, CO: Foreclosures, Tax Liens & Distressed Properties

San Miguel County, Colorado is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. Individual San Miguel County ZIPs score between 10 and 14 on the 0–100 composite. Bank/credit headwind for the county is 77 on a 0–100 scale, a elevated reading. 7 ZIP codes are tracked county-wide, averaging 13/100 distress.

In its peak phase, San Miguel County home prices rose 2.2% across the last year, a 18/100-confidence read. With pricing topped out, the average masks the outliers so screen ZIP by ZIP.

With San Miguel County flat at +2.2% YoY (18/100 confidence), selectivity rules so the headline market won't hand it over. Bank stress at 77/100 is a buyer tailwind: short sales and foreclosures accelerate.

The most-distressed ZIP codes in San Miguel County are 81426 (14/100), 81430 (14/100), 81435 (14/100), 81325 (13/100), 81423 (13/100), 81431 (12/100), each with its own full DLRadar report. Also scored across the county: 81432.

By the numbers, San Miguel County's tracked footprint run 6.8% of households below the poverty line, an owner-occupied share of 80%, a median age of 48.8, a median household income near $81,828 (near the US norm), home values averaging roughly $721,057, above the US, vacancy near 24.5%. Numbers like these set up who is forced to sell and how readily the market absorbs it.

With a minimal 13/100 reading over 7 ZIPs, San Miguel County rewards parcel-by-parcel work — work it parcel by parcel. Unlock San Miguel County to see every parcel's owner and contact detail, APN, its own score, the lender behind it and an exit read.

The distress read for San Miguel County, Colorado is refreshed as new public records post and uses the same methodology coast to coast, so San Miguel County stays directly comparable to any other market you track.

The way to work San Miguel County, Colorado is top-down — start with the highest-scoring ZIPs (up to 14/100 here), then drill to the parcels driving those numbers, rather than blanketing San Miguel County with undifferentiated outreach. All of it is deterministic and auditable: San Miguel County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

The ZIP breakdown for San Miguel County leads with 81426 (14/100), 81430 (14/100), 81435 (14/100), 81325 (13/100), 81423 (13/100), 81431 (12/100). DLRadar also scores 81432 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The San Miguel County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.