ZIP 81432 Property Distress & Foreclosure Data

In Ouray County, Colorado, ZIP 81432 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (69/100), structural risk (25/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Structural risk reads 25/100 against active distress of 2/100.

The market reads peak — home values rose 3.3% year on year, and 23% higher over three years, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 3,150 people live here, median age 55. Vacancy runs 22.6%, above the national norm and a classic distress-and-opportunity signal. Home values center near $836,200, an affordability ratio of 8.8× — stretched. Owners hold 78% of homes, renters 22%. DLRadar's demographic-stress index for the area reads 43/100. Educational attainment sits at 56% bachelor's-or-above. There are about 2,103 housing units across 81432. 6.8% of residents fall below the poverty threshold. Median household income is $87,547, above the U.S. median near $78,000. Rent burden reaches 42% of tenant households.

Net-net, 81432 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.