ZIP 81401 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 81401 (Montrose County, Colorado) at a minimal 12/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (41/100), structural risk (26/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted. The latent-versus-live split is 26/100 structural and 1/100 already moving.

The contraction-phase market in 81401 posted values that held roughly flat over the year, and 15% higher over three years, at 12/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Vacancy runs 9.0%. 71% of housing is owner-occupied. The typical home is worth about $374,300 (5.4× income). There are about 11,092 housing units across 81401. About 29% have a four-year degree. Roughly 12.9% live below the poverty line. Population is roughly 23,719 with a median age of 46. The demographic-stress sub-score lands at 36/100. At $63,541, median income runs below typical U.S. levels. Rent burden reaches 38% of tenant households.

On the whole, 81401 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 81401's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 81401 reflects the current record instead of a stale or modeled snapshot.

81401's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 81401 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.