ZIP 81401 Property Distress & Foreclosure Data

DLRadar grades ZIP 81401 (Montrose County, Colorado) at a minimal 13/100 for overall property distress. Property-level stress concentrates in construction/permit lag (47/100), structural risk (28/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted. Structural exposure scores 28 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 15% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 9.0%. 71% of housing is owner-occupied. The typical home is worth about $374,300 (5.4× income). There are about 11,092 housing units across 81401. Around 29% of adults hold a bachelor's degree or higher. The poverty rate is 12.9%. 23,719 residents call 81401 home, typically aged 46. The demographic-stress sub-score lands at 36/100. At $63,541, median income runs below typical U.S. levels. Rent burden reaches 38% of tenant households.

Overall, 81401 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.