Montrose County, CO: Foreclosures, Tax Liens & Distressed Properties

Montrose County, CO, Colorado: 12 ZIP codes scored, Montrose County, CO averaging 12/100 (minimal, Montrose, CO), from 11 to 14. Montrose County, CO is in its contraction phase (Montrose, CO confidence 12/100): Montrose, CO home prices down 0.3% (Montrose, CO) over twelve months. Montrose County, CO lender headwind: 75/100.

Highest-scoring Montrose County, CO ZIPs: 81416 (14/100), 81220 (13/100), 81403 (12/100), 81415 (12/100), 81423 (12/100), 81401 (11/100). Also scored in Montrose County, CO: 81411, 81422, 81424, 81425, 81429, 81431.

Across Montrose County, CO's scored ZIPs: median home value $366,830, household income $63,352, 23.8% vacancy, 11.0% poverty, 81% owner-occupied, median age 52.9.

Montrose County, CO insurance distress 0/100 (#2,554 in the US); FEMA hazard 0/100 for Montrose, CO; Montrose, CO construction distress 34/100.

11 banks with 13 branches lend in Montrose County, CO; Montrose, CO weighted bank stress 68/100, highest 89/100 in Montrose, CO.

Montrose County, CO unemployment 4.8% (Montrose, CO +0.1 pts, six months); 292 new housing units permitted in Montrose County, CO over twelve months, Montrose, CO up 21% from 242; Montrose, CO home prices +9.3% a year (Montrose, CO) over three years.

19,758 housing units in Montrose County, CO; 4,444 Montrose, CO renter households; 47% of Montrose, CO renters spend 30%+ of income on rent, 25% (Montrose, CO) half or more.

Montrose County, CO ranks #2,971 nationally on the opportunity index (Montrose, CO, among all ranked counties); Montrose, CO scores 23.4/100 and Montrose, CO sits #56 inside Colorado. Montrose, CO is in the weak opportunity phase; Montrose, CO's primary driver is bank institutional, Montrose, CO second driver vacancy; Montrose, CO moved down 160 places. 10 short-sale listings across Montrose, CO; 86 days on market observed in Montrose, CO; 10.2% vacancy over 12 Montrose, CO ZIPs.

No CFPB county sample covers Montrose County, CO. The non-metro area reading for Montrose, CO: 0.8% ninety-plus days late; Montrose, CO's thirty-to-eighty-nine share is 1.5% (Montrose, CO, December 2025 data); Colorado overall 0.7%.

Montrose County, CO has 6 watched banks; 6 Montrose, CO banks sit in an elevated band. Montrose, CO footprints: Citizens State Bank Of Ouray (2 branches, stress 89) in Montrose, CO; Bank Of Colorado (2 branches, stress 63) in Montrose, CO; Home Loan State Bank (1 branch, stress 83) in Montrose, CO.

HUD lists 4 assisted multifamily properties in Montrose County, CO with 149 units; 147 Montrose, CO units are assisted, 1 Montrose, CO properties under project-based Section 8.

1,689 of the 19,758 housing units in Montrose, CO sit vacant. Montrose County, CO permitted 70 multifamily units in twelve months; Montrose, CO's one-to-four unit structures added 222 units in Montrose County, CO.