ZIP 81422 Property Distress & Foreclosure Data

ZIP code 81422 in Montrose County, Colorado carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 28/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (47/100), structural risk (28/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted.

Prices here sit in a peak phase: values rose 1.3% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $28,021, median income runs below typical U.S. levels. The vacancy rate is 12.0% — elevated. 80% of housing is owner-occupied. Around 65% of renters are cost-burdened. The ZIP holds roughly 297 housing units. Around 6% of adults hold a bachelor's degree or higher. The poverty rate is 27.3% — high, a tax-stress and distress correlate. 520 residents call 81422 home, typically aged 54. The demographic-stress sub-score lands at 46/100. The typical home is worth about $158,400 (6.0× income).

Taken together, 81422 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.