ZIP 81416 Foreclosure, Tax-Lien & Distress Report
Delta County, Colorado · Distress market
Composite property distress in 81416 (Delta County, Colorado) lands at 14/100 — minimal on DLRadar's distress scoring. What sets it apart are the readings on construction/permit lag (57/100), structural risk (30/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). The latent-versus-live split is 30/100 structural and 1/100 already moving.
Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 19% higher over three years (phase confidence 14/100). Topping markets hide individual distress behind strong averages.
14,219 residents call 81416 home, typically aged 43. The typical home is worth about $319,400 (5.4× income). The poverty rate is 16.0%. The ZIP holds roughly 5,904 housing units. The vacancy rate is 10.1%. DLRadar's demographic-stress index for the area reads 38/100. Rent burden reaches 37% of tenant households. Median household income is $52,174, below the U.S. median near $78,000. The tenure split is 68% owner-occupied to 32% rented. Around 19% of adults hold a bachelor's degree or higher.
Overall, 81416 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 81416 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 81416 read uses the identical scoring model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 81416 stays directly comparable to neighboring ZIPs and the rest of Delta County, Colorado. Nothing here is interpolated — where a source is thin for 81416, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
81416's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 81416 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 81416’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
81416 at a glance
The live 81416 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Delta County
Nearest ZIP codes to 81416
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Colorado distress
Additional distress intelligence spanning Delta County, Colorado by ZIP, county and state.
See every distressed parcel in 81416
The full 81416 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology