ZIP 81416 Property Distress & Foreclosure Data

Composite property distress in 81416 (Delta County, Colorado) lands at 14/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (62/100), structural risk (31/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural exposure scores 31 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 19% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

14,219 residents call 81416 home, typically aged 43. The typical home is worth about $319,400 (5.4× income). The poverty rate is 16.0%. There are about 5,904 housing units across 81416. Vacancy runs 10.1%. The demographic-stress sub-score lands at 38/100. Rent burden reaches 37% of tenant households. At $52,174, median income runs below typical U.S. levels. 68% of housing is owner-occupied. Around 19% of adults hold a bachelor's degree or higher.

Overall, 81416 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.