ZIP 81424 Foreclosure, Tax-Lien & Distress Report

Montrose County, Colorado's ZIP 81424 registers 12/100 composite distress, which DLRadar reads as minimal. Latent structural risk is 26/100 while live distress already moving reads 1/100. Its standout signals are construction/permit lag (41/100), structural risk (26/100), institutional ownership (4/100). On the quiet end sit institutional ownership (4/100) and mortgage stress (3/100).

The contraction-phase market in 81424 posted values that held roughly flat over the year (phase confidence 12/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The demographic-stress sub-score lands at 38/100. Roughly 13.6% live below the poverty line. 1,166 residents call 81424 home, typically aged 56. The tenure split is 76% owner-occupied to 24% rented. Rent burden reaches 45% of tenant households. There are about 622 housing units across 81424. Median household income is $34,821, below the U.S. median near $78,000. A median home runs $206,000 here, or 5.0 times local income. Educational attainment sits at 17% bachelor's-or-above. Vacancy runs 21.6%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 81424 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 81424 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 81424's 12/100 can be lined up against any neighbor in Montrose County, Colorado or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 81424 reflects the current record instead of a stale or modeled snapshot.

81424's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 81424 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.