ZIP 81415 Property Distress & Foreclosure Data

DLRadar grades ZIP 81415 (Montrose County, Colorado) at a minimal 13/100 for overall property distress. The latent-versus-live split is 30/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (57/100), structural risk (30/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The peak-phase market in 81415 posted values that rose 2.1% over the year, and 14% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 81415 scores 36/100. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $57,528 — below the roughly $78,000 national figure. Population is roughly 1,859 with a median age of 58. Around 22% of renters are cost-burdened. The ZIP holds roughly 984 housing units. About 35% have a four-year degree. The tenure split is 88% owner-occupied to 12% rented. The vacancy rate is 18.6% — elevated. A median home runs $330,900 here, or 6.9 times local income.

On the whole, 81415 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.