ZIP 81415 Foreclosure, Tax-Lien & Distress Report
Montrose County, Colorado · High Vacancy market
DLRadar grades ZIP 81415 (Montrose County, Colorado) at a minimal 13/100 for overall property distress. Latent structural risk is 29/100 while live distress already moving reads 1/100. Leading the profile are construction/permit lag (55/100), structural risk (29/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).
Prices here sit in a peak phase: values rose 0.7% over the trailing year, and 14% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
On demographic stress specifically, 81415 scores 36/100. 6.9% of residents fall below the poverty threshold. Households earn a median $57,528 — below the roughly $78,000 national figure. Population is roughly 1,859 with a median age of 58. Rent burden reaches 22% of tenant households. There are about 984 housing units across 81415. Educational attainment sits at 35% bachelor's-or-above. 88% of housing is owner-occupied. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $330,900 here, or 6.9 times local income.
Net-net, 81415 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 81415 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 81415 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Montrose County, Colorado and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 81415 shows blanks, not estimates, wherever the record is sparse.
The 13/100 figure for 81415 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 81415 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 81415
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 81415 by the numbers
A live read on 81415: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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The complete 81415 distress and acquisition report
See who owns each distressed property in 81415, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology