ZIP 81410 Foreclosure, Tax-Lien & Distress Report

In Delta County, Colorado, ZIP 81410 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (41/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural exposure scores 41 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 2.2% year on year, and 8% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,557 with a median age of 59. The vacancy rate is 5.9%. Households earn a median $71,840 — near the roughly $78,000 national figure. Rent burden reaches 86% of tenant households. There are about 765 housing units across 81410. Around 25% of adults hold a bachelor's degree or higher. The tenure split is 87% owner-occupied to 13% rented. Roughly 13.6% live below the poverty line. The typical home is worth about $366,700 (4.5× income). On demographic stress specifically, 81410 scores 39/100.

Overall, 81410 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 81410 at the moment; the composite and its components are still built from verifiable public records.

The 81410 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 81410 stays directly comparable to neighboring ZIPs and the rest of Delta County, Colorado. Where the public record is thin for 81410, the field stays empty rather than modeled, and fills in as new documents post.

81410's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 81410 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.