ZIP 81428 Foreclosure, Tax-Lien & Distress Report
Delta County, Colorado · High Vacancy market
ZIP 81428's composite property-distress score is 18/100 - DLRadar classes that as low for Delta County, Colorado. On the structural side it scores 41/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (100/100), structural risk (41/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.
The market reads peak — home values rose 2.2% year on year, and 16% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.
Households earn a median $76,964 — near the roughly $78,000 national figure. Rent burden reaches 29% of tenant households. The poverty rate is 11.6%. Around 39% of adults hold a bachelor's degree or higher. A median home runs $432,700 here, or 4.8 times local income. 3,767 residents call 81428 home, typically aged 51. The ZIP holds roughly 2,157 housing units. The vacancy rate is 18.6% — elevated. DLRadar's demographic-stress index for the area reads 31/100. Owners hold 79% of homes, renters 21%.
On the whole, 81428 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 81428 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 81428 shows blanks, not estimates, wherever the record is sparse.
81428's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 81428 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 81428
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
81428 at a glance
A live read on 81428: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Delta County ZIP reports
Explore related distress reports
Further distress data across Delta County, Colorado at ZIP, county and state level.
Unlock the full ZIP 81428 acquisition report
Every distressed parcel in 81428 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology