ZIP 81434 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 81434 (Gunnison County, Colorado) at a low 15/100 for overall property distress. Its standout signals are construction/permit lag (72/100), structural risk (34/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). Structural risk reads 34/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 188 housing units. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 79.5%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 81434 scores 37/100. At $101,750, median income runs above typical U.S. levels. Population is roughly 85 with a median age of 30. Owners hold 100% of homes, renters 0%. Educational attainment sits at 59% bachelor's-or-above. The typical home is worth about $233,100 (6.3× income).

Taken together, 81434 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 81434 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 81434's 15/100 can be lined up against any neighbor in Gunnison County, Colorado or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 81434 shows blanks, not estimates, wherever the record is sparse.

Each component behind 81434 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. The point of the 81434 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.