ZIP 81243 Foreclosure, Tax-Lien & Distress Report

Gunnison County, Colorado's ZIP 81243 registers 15/100 composite distress, which DLRadar reads as low. Leading the profile are construction/permit lag (68/100), structural risk (34/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). Structural exposure scores 34 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $463,900, an affordability ratio of 6.5×. 67% of housing is owner-occupied. Population is roughly 137 with a median age of 67. About 47% have a four-year degree. The ZIP holds roughly 265 housing units. Around 72% of renters are cost-burdened. 3.6% of residents fall below the poverty threshold. Households earn a median $70,385 — near the roughly $78,000 national figure. Vacancy runs 70.0%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 46/100.

Net-net, 81243 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 81243 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 81243 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 81243 can be compared directly against any other ZIP in Gunnison County, Colorado or nationwide. Sparse data for 81243 shows as blanks, never estimates, and the score updates on every fresh public filing.

81243's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 81243 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.