ZIP 81224 Foreclosure, Tax-Lien & Distress Report

Gunnison County, Colorado's ZIP 81224 registers 15/100 composite distress, which DLRadar reads as low. Structurally it carries 34/100, against 2/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (68/100), structural risk (34/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 3% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 42/100. The poverty rate is 4.1% — low. At $97,535, median income runs above typical U.S. levels. Around 73% of adults hold a bachelor's degree or higher. There are about 2,486 housing units across 81224. 74% of housing is owner-occupied. Rent burden reaches 40% of tenant households. Population is roughly 3,439 with a median age of 43. The vacancy rate is 29.9% — elevated. The typical home is worth about $923,600 (8.8× income, severely stretched).

On the whole, 81224 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 81224 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 81224's 15/100 can be lined up against any neighbor in Gunnison County, Colorado or any ZIP coast to coast. 81224 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 15/100 for 81224 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 81224 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.