ZIP 81224 Property Distress & Foreclosure Data

ZIP code 81224 in Gunnison County, Colorado carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 40/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (92/100), structural risk (40/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 3% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 42/100. The poverty rate is 4.1% — low. At $97,535, median income runs above typical U.S. levels. Around 73% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,486 housing units. 74% of housing is owner-occupied. Around 40% of renters are cost-burdened. 3,439 residents call 81224 home, typically aged 43. The vacancy rate is 29.9% — elevated. The typical home is worth about $923,600 (8.8× income, severely stretched).

Taken together, 81224 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.