ZIP 81615 Foreclosure, Tax-Lien & Distress Report

In Pitkin County, Colorado, ZIP 81615 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (62/100). Structurally it carries 37/100, against 2/100 of stress already in motion. The pressure is most legible in construction/permit lag (60/100), structural risk (37/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (5/100) register low.

The market reads contraction — home values held roughly flat year on year (phase confidence 12/100). A cooling market tends to open discount-to-value windows.

Households earn a median $107,559 — above the roughly $78,000 national figure. The ZIP holds roughly 2,978 housing units. Population is roughly 3,048 with a median age of 58. Around 69% of adults hold a bachelor's degree or higher. Rent burden reaches 19% of tenant households. A median home runs $1,729,900 here, or 16.3 times local income. 71% of housing is owner-occupied. On demographic stress specifically, 81615 scores 43/100. 0.0% of residents fall below the poverty threshold. The vacancy rate is 47.1% — elevated.

Taken together, 81615 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 81615 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 81615 stays directly comparable to neighboring ZIPs and the rest of Pitkin County, Colorado. 81615 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 81615 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. In workflow terms, 81615 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.