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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 81225 Foreclosure, Tax-Lien & Distress Report

Gunnison County, Colorado · High Vacancy market

In Gunnison County, Colorado, ZIP 81225 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (68/100), structural risk (34/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted. The split runs 34/100 structural to 2/100 active on the ground.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

829 residents call 81225 home, typically aged 41. 10.5% of residents fall below the poverty threshold. The vacancy rate is 73.2% — elevated. There are about 1,603 housing units across 81225. Educational attainment sits at 81% bachelor's-or-above. On demographic stress specifically, 81225 scores 39/100. A median home runs $555,300 here, or 6.4 times local income. Rent burden reaches 37% of tenant households. The tenure split is 71% owner-occupied to 29% rented. At $93,182, median income runs above typical U.S. levels.

Net-net, 81225 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 81225 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 81225 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 81225 shows blanks, not estimates, wherever the record is sparse.

81225's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 81225 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

15/100
Composite stress
34/100
Structural risk
2/100
Distress activity

What is driving ZIP 81225’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk54
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 81225 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 81225, the same set carried on every parcel.

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Gunnison County ZIPs near 81225

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Built from public records, scored the same way everywhere · methodology

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