ZIP 81237 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 81237 (Gunnison County, Colorado) at a low 15/100 for overall property distress. Latent structural risk is 34/100 while live distress already moving reads 2/100. The pressure is most legible in construction/permit lag (68/100), structural risk (34/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100).

The peak-phase market in 81237 posted values that rose 2.2% over the year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $583,300. The tenure split is 100% owner-occupied to 0% rented. The ZIP holds roughly 209 housing units. DLRadar's demographic-stress index for the area reads 19/100. The vacancy rate is 74.7% — elevated. The poverty rate is 0.0% — low. Educational attainment sits at 76% bachelor's-or-above. Population is roughly 168 with a median age of 57.

Taken together, 81237 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 81237 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 81237 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Gunnison County, Colorado and the nation. Nothing here is interpolated — where a source is thin for 81237, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 15/100 figure for 81237 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 81237 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.