ZIP 81236 Foreclosure, Tax-Lien & Distress Report
Chaffee County, Colorado · High Vacancy market
ZIP 81236's composite property-distress score is 14/100 - DLRadar classes that as minimal for Chaffee County, Colorado. Property-level stress concentrates in construction/permit lag (53/100), structural risk (31/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 31/100 structural and 1/100 already moving.
Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 63% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 48.1% — elevated. About 69% have a four-year degree. Home values center near $745,400, an affordability ratio of 6.8×. There are about 1,219 housing units across 81236. 1,290 residents call 81236 home, typically aged 64. Roughly 2.5% live below the poverty line, a low share typical of higher-equity areas. Owners hold 97% of homes, renters 3%. Rent burden reaches 0% of tenant households. Median household income is $96,372, above the U.S. median near $78,000. The demographic-stress sub-score lands at 29/100.
On the whole, 81236 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 81236 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 81236 can be compared directly against any other ZIP in Chaffee County, Colorado or nationwide. Sparse data for 81236 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 14/100 for 81236 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 81236 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 81236
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 81236 Stress Report snapshot
A live read on 81236: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Chaffee County
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Chaffee County, Colorado.
Unlock the full ZIP 81236 acquisition report
Every distressed parcel in 81236 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology