ZIP 81236 Property Distress & Foreclosure Data

Composite property distress in 81236 (Chaffee County, Colorado) lands at 18/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (89/100), structural risk (40/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural exposure scores 40 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 63% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 48.1%, above the national norm and a classic distress-and-opportunity signal. Around 69% of adults hold a bachelor's degree or higher. The typical home is worth about $745,400 (6.8× income). There are about 1,219 housing units across 81236. 1,290 residents call 81236 home, typically aged 64. The poverty rate is 2.5% — low. 97% of housing is owner-occupied. Rent burden reaches 0% of tenant households. At $96,372, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 29/100.

Taken together, 81236 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.