Chaffee County, CO: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Chaffee County, Colorado carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. There are 7 scored ZIPs in the county (mean composite 13/100). The county's ZIP scores run from 9 up to 14/100. County-level credit and bank headwind reads 45/100.

The peak-phase county posted home values that rose 2.2% over twelve months (phase confidence 18/100). On a market plateau, blanket buying underperforms with opportunity concentrated by ZIP.

With Chaffee County flat at +2.2% YoY (18/100 confidence), the discount lives in outliers well beyond the county average. A mid-cycle 45/100 lender reading means mixed owner- and bank-driven distress.

The most-distressed ZIP codes in Chaffee County are 81201 (14/100), 81211 (14/100), 81227 (14/100), 81228 (14/100), 81236 (14/100), 81242 (14/100), each with its own full DLRadar report. Further scored ZIPs: 80449.

Profile-wise, the Chaffee County ZIPs on file run a median age of 54.7, 85% owner-occupancy, poverty running near 5.1%, household income averaging about $69,394, roughly at the national median, typical home values near $595,260, vacancy near 27.8%. Income, equity and tenure like these signal who sells under pressure and how fast a deal moves.

Chaffee County, Colorado's 13/100 average over 7 ZIPs says the opportunity hides below the average for a disciplined buyer. A DLRadar subscription opens every Chaffee County parcel: owner, address and APN, its own score, the lender behind it and an exit read.

Because Chaffee County, Colorado is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Chaffee County against neighboring markets or the rest of Colorado on equal footing.

Approach Chaffee County by rank rather than by average — the 13/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. The Chaffee County scoring is reproducible from public sources alone, and DLRadar declines to estimate where the underlying record is incomplete.

At the ZIP level, the sharpest readings in Chaffee County are 81201 (14/100), 81211 (14/100), 81227 (14/100), 81228 (14/100), 81236 (14/100), 81242 (14/100). DLRadar also scores 80449 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Chaffee County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.