Chaffee County, CO: Foreclosures, Tax Liens & Distressed Properties
Chaffee County, CO, Colorado: 7 ZIP codes scored, Chaffee County, CO averaging 13/100 (minimal, Chaffee, CO), from 10 to 14. Chaffee County, CO is in its peak phase (Chaffee, CO confidence 18/100): Chaffee, CO home prices up 2.2% (Chaffee, CO) over twelve months. Chaffee County, CO lender headwind: 45/100.
Highest-scoring Chaffee County, CO ZIPs: 81201 (14/100), 81211 (14/100), 81227 (14/100), 81228 (14/100), 81236 (14/100), 81242 (14/100). Also scored in Chaffee County, CO: 80449.
Across Chaffee County, CO's scored ZIPs: median home value $595,260, household income $69,394, 27.8% vacancy, 5.1% poverty, 85% owner-occupied, median age 54.7.
Chaffee County, CO insurance distress 0/100 (#2,533 in the US); FEMA hazard 0/100 for Chaffee, CO; Chaffee, CO construction distress 52/100.
6 banks with 9 branches lend in Chaffee County, CO; Chaffee, CO weighted bank stress 62/100, highest 72/100 in Chaffee, CO.
Chaffee County, CO unemployment 4.0% (Chaffee, CO -0.1 pts, six months); 166 new housing units permitted in Chaffee County, CO over twelve months, Chaffee, CO down 2% from 170; Chaffee, CO home prices +11.5% a year (Chaffee, CO) over three years.
11,482 housing units in Chaffee County, CO; 2,488 Chaffee, CO renter households; 47% of Chaffee, CO renters spend 30%+ of income on rent, 23% (Chaffee, CO) half or more.
Chaffee County, CO ranks #1,843 nationally on the opportunity index (Chaffee, CO, among all ranked counties); Chaffee, CO scores 28.3/100 and Chaffee, CO sits #24 inside Colorado. Chaffee, CO is in the early_signal opportunity phase; Chaffee, CO's primary driver is vacancy, Chaffee, CO second driver bank institutional; Chaffee, CO moved down 218 places. 11 short-sale listings across Chaffee, CO; 130 days on market observed in Chaffee, CO; 17.4% vacancy over 7 Chaffee, CO ZIPs.
No CFPB county sample covers Chaffee County, CO. The non-metro area reading for Chaffee, CO: 0.8% ninety-plus days late; Chaffee, CO's thirty-to-eighty-nine share is 1.5% (Chaffee, CO, December 2025 data); Colorado overall 0.7%.
Chaffee County, CO has 3 watched banks; 3 Chaffee, CO banks sit in an elevated band. Chaffee, CO footprints: High Country Bank (3 branches, stress 71) in Chaffee, CO; Colorado B&T Co Of La Junta (1 branch, stress 62) in Chaffee, CO; Pb&T Bank (1 branch, stress 41) in Chaffee, CO.
1,619 of the 11,482 housing units in Chaffee, CO sit vacant. Chaffee County, CO permitted 0 multifamily units in twelve months; Chaffee, CO's one-to-four unit structures added 166 units in Chaffee County, CO.
Where distress concentrates in Chaffee County
Other reads worth pulling
Read these together. Market cycle sets the backdrop, bank and insurance stress predict supply, and ZIP detail tells you where to buy.
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