ZIP 81201 Property Distress & Foreclosure Data

ZIP code 81201 in Chaffee County, Colorado carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (88/100), structural risk (40/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Structural risk reads 40/100 against active distress of 1/100.

The market reads peak — home values rose 3.0% year on year, and 15% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $674,000, an affordability ratio of 8.9× — stretched. DLRadar's demographic-stress index for the area reads 44/100. There are about 5,321 housing units across 81201. Educational attainment sits at 52% bachelor's-or-above. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 38% of tenant households. Owners hold 69% of homes, renters 31%. 13.3% of residents fall below the poverty threshold. About 9,561 people live here, median age 46. Median household income is $70,850, near the U.S. median near $78,000.

Net-net, 81201 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.