ZIP 81201 Foreclosure, Tax-Lien & Distress Report

In Chaffee County, Colorado, ZIP 81201 scores 14 of 100 for composite distress, a minimal level on DLRadar's distress index. The pressure is most legible in construction/permit lag (51/100), structural risk (31/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). The split runs 31/100 structural to 1/100 active on the ground.

Prices here sit in a peak phase: values rose 1.8% over the trailing year, and 15% higher over three years, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $674,000, an affordability ratio of 8.9× — stretched. On demographic stress specifically, 81201 scores 44/100. The ZIP holds roughly 5,321 housing units. Around 52% of adults hold a bachelor's degree or higher. The vacancy rate is 14.1% — elevated. Rent burden reaches 38% of tenant households. Owners hold 69% of homes, renters 31%. Roughly 13.3% live below the poverty line. 9,561 residents call 81201 home, typically aged 46. Median household income is $70,850, near the U.S. median near $78,000.

On the whole, 81201 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 81201 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 81201 runs through one identical scoring model, so its 14/100 sits on the same scale as every other ZIP in Chaffee County, Colorado and the nation. The score is rebuilt from public data as it updates, so 81201 reflects the current record instead of a stale or modeled snapshot.

The 14/100 for 81201 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 81201 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.