ZIP 81212 Foreclosure, Tax-Lien & Distress Report

Fremont County, Colorado's ZIP 81212 registers 16/100 composite distress, which DLRadar reads as low. Structurally it carries 35/100, against 1/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (66/100). The pressure is most legible in construction/permit lag (46/100), structural risk (35/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted.

The market reads contraction — home values held roughly flat year on year, and 11% higher over three years (phase confidence 12/100). A cooling market tends to open discount-to-value windows.

Home values center near $329,000, an affordability ratio of 4.5×. Households earn a median $63,545 — below the roughly $78,000 national figure. 32,355 residents call 81212 home, typically aged 44. 74% of housing is owner-occupied. About 22% have a four-year degree. Around 35% of renters are cost-burdened. There are about 12,909 housing units across 81212. Roughly 14.1% live below the poverty line. Vacancy runs 9.4%. On demographic stress specifically, 81212 scores 33/100.

On the whole, 81212 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 81212 at the moment; the composite and its components are still built from verifiable public records.

The 81212 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 81212 stays directly comparable to neighboring ZIPs and the rest of Fremont County, Colorado. The score is rebuilt from public data as it updates, so 81212 reflects the current record instead of a stale or modeled snapshot.

The 16/100 for 81212 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 81212 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.