ZIP 81240 Property Distress & Foreclosure Data

Composite property distress in 81240 (Fremont County, Colorado) lands at 18/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (64/100), structural risk (39/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (66/100). On the structural side it scores 39/100, with 1/100 of stress already active.

The market reads peak — home values rose 1.3% year on year, and 9% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Owners hold 82% of homes, renters 18%. Around 65% of renters are cost-burdened. 10.7% of residents fall below the poverty threshold. The ZIP holds roughly 2,004 housing units. The vacancy rate is 13.7% — elevated. DLRadar's demographic-stress index for the area reads 34/100. Median household income is $79,514, near the U.S. median near $78,000. Home values center near $341,400, an affordability ratio of 3.5× — accessible. Educational attainment sits at 29% bachelor's-or-above. About 4,533 people live here, median age 44.

Net-net, 81240 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.