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ZIP 81240 Foreclosure, Tax-Lien & Distress Report

Fremont County, Colorado · High Vacancy market

DLRadar grades ZIP 81240 (Fremont County, Colorado) at a low 16/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (46/100), structural risk (35/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (66/100)). Structural exposure scores 35 and live distress 1 on the 0–100 scale.

The market reads contraction — home values held roughly flat year on year, and 9% higher over three years, at 12/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The tenure split is 82% owner-occupied to 18% rented. Rent burden reaches 65% of tenant households. The poverty rate is 10.7%. There are about 2,004 housing units across 81240. The vacancy rate is 13.7% — elevated. The demographic-stress sub-score lands at 34/100. At $79,514, median income runs near typical U.S. levels. A median home runs $341,400 here, or 3.5 times local income. About 29% have a four-year degree. 4,533 residents call 81240 home, typically aged 44.

Net-net, 81240 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 81240 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 81240's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 81240 shows blanks, not estimates, wherever the record is sparse.

The 16/100 for 81240 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 81240 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

16/100
Composite stress
35/100
Structural risk
1/100
Distress activity

What is driving ZIP 81240’s distress

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk66
Another 9 scored dimensions sit behind 81240

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

81240 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Every distressed parcel in 81240 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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