ZIP 81253 Property Distress & Foreclosure Data

DLRadar grades ZIP 81253 (Custer County, Colorado) at a minimal 12/100 for overall property distress. The latent-versus-live split is 27/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (74/100), structural risk (27/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (4/100).

The peak-phase market in 81253 posted values that rose 2.7% over the year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $73,061 — near the roughly $78,000 national figure. On demographic stress specifically, 81253 scores 39/100. Roughly 12.8% live below the poverty line. Population is roughly 516 with a median age of 62. The vacancy rate is 0.0%. A median home runs $285,000 here, or 4.0 times local income. About 17% have a four-year degree. The tenure split is 89% owner-occupied to 11% rented. Around 100% of renters are cost-burdened. The ZIP holds roughly 220 housing units.

On balance 81253 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

12/100
Composite stress
27/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 81253

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk25
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Custer County

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Deterministic. Every signal traces to a public dataset · methodology