ZIP 81004 Property Distress & Foreclosure Data

In Pueblo County, Colorado, ZIP 81004 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (66/100), structural risk (46/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (3/100). The latent-versus-live split is 46/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (83/100)).

The peak-phase market in 81004 posted values that held roughly flat over the year, 2.4% off the recent peak, and 9% lower over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $48,620 — below the roughly $78,000 national figure. The tenure split is 57% owner-occupied to 43% rented. The ZIP holds roughly 12,549 housing units. Around 38% of renters are cost-burdened. On demographic stress specifically, 81004 scores 35/100. About 20% have a four-year degree. Roughly 22.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 26,362 with a median age of 39. A median home runs $213,700 here, or 3.7 times local income. The vacancy rate is 9.6%.

On the whole, 81004 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.