ZIP 81130 Property Distress & Foreclosure Data

In Mineral County, Colorado, ZIP 81130 scores 5 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 11/100, with 4/100 of stress already active. Its standout signals are construction/permit lag (36/100), mortgage stress (14/100), structural risk (11/100). On the quiet end sit structural risk (11/100) and institutional ownership (3/100).

The peak-phase market in 81130 posted values that rose 3.3% over the year, and 51% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 73% owner-occupied to 27% rented. The ZIP holds roughly 1,309 housing units. Roughly 11.2% live below the poverty line. About 54% have a four-year degree. Households earn a median $52,461 — below the roughly $78,000 national figure. The vacancy rate is 68.2% — elevated. On demographic stress specifically, 81130 scores 45/100. A median home runs $406,100 here, or 7.7 times local income. Around 39% of renters are cost-burdened. Population is roughly 786 with a median age of 55.

On the whole, 81130 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.