ZIP 81235 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 81235 (Hinsdale County, Colorado) lands at 6/100 — minimal on DLRadar's public-record scoring. Latent structural risk is 15/100 while live distress already moving reads 4/100. Leading the profile are construction/permit lag (57/100), structural risk (15/100), mortgage stress (13/100). On the quiet end sit mortgage stress (13/100) and institutional ownership (3/100).

The peak-phase market in 81235 posted values that rose 2.2% over the year, and 12% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $67,750, below the U.S. median near $78,000. There are about 960 housing units across 81235. Around 19% of renters are cost-burdened. The vacancy rate is 57.5% — elevated. The typical home is worth about $465,300 (6.7× income). Owners hold 79% of homes, renters 22%. About 48% have a four-year degree. DLRadar's demographic-stress index for the area reads 37/100. The poverty rate is 5.0% — low. 845 residents call 81235 home, typically aged 50.

Taken together, 81235 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 81235 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 81235 runs through one identical public-record model, so its 6/100 sits on the same scale as every other ZIP in Hinsdale County, Colorado and the nation. The score is rebuilt from public data as it updates, so 81235 reflects the current record instead of a stale or modeled snapshot.

Each component behind 81235 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 6/100 roll-up. Practically, 81235 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.