ZIP 81235 Property Distress & Foreclosure Data

DLRadar grades ZIP 81235 (Hinsdale County, Colorado) at a minimal 6/100 for overall property distress. The latent-versus-live split is 15/100 structural and 4/100 already moving. Property-level stress concentrates in construction/permit lag (56/100), structural risk (15/100), mortgage stress (13/100). On the quiet end sit mortgage stress (13/100) and institutional ownership (3/100).

The peak-phase market in 81235 posted values that rose 3.3% over the year, and 12% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $67,750 — below the roughly $78,000 national figure. The ZIP holds roughly 960 housing units. Around 19% of renters are cost-burdened. The vacancy rate is 57.5% — elevated. A median home runs $465,300 here, or 6.7 times local income. The tenure split is 79% owner-occupied to 22% rented. About 48% have a four-year degree. On demographic stress specifically, 81235 scores 37/100. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 845 with a median age of 50.

On the whole, 81235 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.