ZIP 81435 Property Distress & Foreclosure Data

San Miguel County, Colorado's ZIP 81435 registers 13/100 composite distress, which DLRadar reads as minimal. On the structural side it scores 30/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (30/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 3.3% year on year, and 5% lower over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 43.7% — elevated. The ZIP holds roughly 5,093 housing units. DLRadar's demographic-stress index for the area reads 45/100. Around 37% of renters are cost-burdened. Median household income is $81,777, near the U.S. median near $78,000. Educational attainment sits at 72% bachelor's-or-above. 9.2% of residents fall below the poverty threshold. Home values center near $982,600, an affordability ratio of 8.6× — stretched. About 5,626 people live here, median age 41. Owners hold 59% of homes, renters 41%.

Net-net, 81435 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.