ZIP 81427 Property Distress & Foreclosure Data

ZIP code 81427 in Ouray County, Colorado carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (69/100), structural risk (25/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). Structural exposure scores 25 and live distress 2 on the 0–100 scale.

The peak-phase market in 81427 posted values that rose 3.3% over the year, and 39% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 74% owner-occupied to 26% rented. On demographic stress specifically, 81427 scores 33/100. A median home runs $604,200 here, or 6.8 times local income. About 61% have a four-year degree. There are about 984 housing units across 81427. Roughly 1.7% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 1,251 with a median age of 54. Households earn a median $82,851 — near the roughly $78,000 national figure. Vacancy runs 40.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 10% of tenant households.

On the whole, 81427 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.