Ouray County, CO: Foreclosures, Tax Liens & Distressed Properties
Ouray County, CO, Colorado: 3 ZIP codes scored, Ouray County, CO averaging 13/100 (minimal, Ouray, CO), from 12 to 14. Ouray County, CO is in its peak phase (Ouray, CO confidence 18/100): Ouray, CO home prices up 2.2% (Ouray, CO) over twelve months. Ouray County, CO lender headwind: 88/100.
Highest-scoring Ouray County, CO ZIPs: 81427 (14/100), 81432 (14/100), 81403 (12/100).
Across Ouray County, CO's scored ZIPs: median home value $651,900, household income $77,020, 23.5% vacancy, 6.0% poverty, 77% owner-occupied, median age 52.6.
Ouray County, CO insurance distress 40/100 (#1,298 in the US); FEMA hazard 78/100 for Ouray, CO; 6 federal disaster declarations in Ouray County, CO since 2023; Ouray, CO construction distress 26/100.
2 banks with 4 branches lend in Ouray County, CO; Ouray, CO weighted bank stress 76/100, highest 89/100 in Ouray, CO.
Ouray County, CO unemployment 4.3% (Ouray, CO -0.5 pts, six months); 75 new housing units permitted in Ouray County, CO over twelve months, Ouray, CO up 25% from 60; Ouray, CO home prices +15.8% a year (Ouray, CO) over three years.
3,531 housing units in Ouray County, CO; 553 Ouray, CO renter households; 37% of Ouray, CO renters spend 30%+ of income on rent, 27% (Ouray, CO) half or more.
Ouray County, CO ranks #1,259 nationally on the opportunity index (Ouray, CO, among all ranked counties); Ouray, CO scores 30.3/100 and Ouray, CO sits #16 inside Colorado. Ouray, CO is in the early_signal opportunity phase; Ouray, CO's primary driver is vacancy, Ouray, CO second driver bank institutional; Ouray, CO moved up 337 places. 8 short-sale listings across Ouray, CO; 27 days on market observed in Ouray, CO; 18.2% vacancy over 3 Ouray, CO ZIPs.
No CFPB county sample covers Ouray County, CO. The non-metro area reading for Ouray, CO: 0.8% ninety-plus days late; Ouray, CO's thirty-to-eighty-nine share is 1.5% (Ouray, CO, December 2025 data); Colorado overall 0.7%.
Ouray County, CO has 2 watched banks; 2 Ouray, CO banks sit in an elevated band. Ouray, CO footprints: Citizens State Bank Of Ouray (2 branches, stress 89) in Ouray, CO; Alpine Bank (2 branches, stress 62) in Ouray, CO.
908 of the 3,531 housing units in Ouray, CO sit vacant. Ouray County, CO permitted 0 multifamily units in twelve months; Ouray, CO's one-to-four unit structures added 75 units in Ouray County, CO.