ZIP 81403 Property Distress & Foreclosure Data

Montrose County, Colorado's ZIP 81403 registers 12/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (51/100), structural risk (26/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 26/100 against active distress of 1/100.

The peak-phase market in 81403 posted values that rose 2.0% over the year, and 17% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 5,460 housing units across 81403. Households earn a median $73,636 — near the roughly $78,000 national figure. Population is roughly 11,955 with a median age of 48. The tenure split is 81% owner-occupied to 19% rented. Roughly 9.4% live below the poverty line. Vacancy runs 7.8%. Rent burden reaches 46% of tenant households. About 35% have a four-year degree. A median home runs $515,300 here, or 6.5 times local income. On demographic stress specifically, 81403 scores 38/100.

On balance 81403 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.