ZIP 81425 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 81425 (Montrose County, Colorado) lands at 12/100 — minimal on DLRadar's public-record scoring. Its heaviest discrete signals: construction/permit lag (41/100), structural risk (26/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low. Structural risk reads 26/100 against active distress of 1/100.

The contraction-phase market in 81425 posted values that held roughly flat over the year, and 8% higher over three years (phase confidence 12/100). Falling values surface more motivated sellers and below-market exits.

Owners hold 77% of homes, renters 23%. The vacancy rate is 13.8% — elevated. There are about 2,000 housing units across 81425. 12.1% of residents fall below the poverty threshold. Population is roughly 5,139 with a median age of 42. The demographic-stress sub-score lands at 35/100. The typical home is worth about $343,400 (4.1× income). Educational attainment sits at 17% bachelor's-or-above. Rent burden reaches 50% of tenant households. Median household income is $71,824, near the U.S. median near $78,000.

On the whole, 81425 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 81425 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 81425's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 81425, the field stays empty rather than modeled, and fills in as new documents post.

81425's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 81425 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.