ZIP 81425 Property Distress & Foreclosure Data

Composite property distress in 81425 (Montrose County, Colorado) lands at 13/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (47/100), structural risk (28/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted. Structural risk reads 28/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 8% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

77% of housing is owner-occupied. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. There are about 2,000 housing units across 81425. The poverty rate is 12.1%. 5,139 residents call 81425 home, typically aged 42. The demographic-stress sub-score lands at 35/100. The typical home is worth about $343,400 (4.1× income). Around 17% of adults hold a bachelor's degree or higher. Rent burden reaches 50% of tenant households. At $71,824, median income runs near typical U.S. levels.

Taken together, 81425 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.