ZIP 81220 Property Distress & Foreclosure Data

In Gunnison County, Colorado, ZIP 81220 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 35/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (75/100), structural risk (35/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).

The peak-phase market in 81220 posted values that rose 2.8% over the year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 81220 scores 27/100. The tenure split is 90% owner-occupied to 10% rented. Roughly 12.4% live below the poverty line. The ZIP holds roughly 478 housing units. A median home runs $733,100 here, or 2.7 times local income. The vacancy rate is 80.1% — elevated. About 66% have a four-year degree. Households earn a median $237,955 — above the roughly $78,000 national figure. Population is roughly 218 with a median age of 56.

On the whole, 81220 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.