ZIP 81220 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 81220 (Gunnison County, Colorado) returns a minimal composite of 13/100. The latent-versus-live split is 29/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (51/100), structural risk (29/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 81220 scores 38/100. 90% of housing is owner-occupied. Roughly 12.4% live below the poverty line. There are about 478 housing units across 81220. Home values center near $733,100, an affordability ratio of 2.7× — accessible. Vacancy runs 80.1%, above the national norm and a classic distress-and-opportunity signal. Around 66% of adults hold a bachelor's degree or higher. At $237,955, median income runs above typical U.S. levels. 218 residents call 81220 home, typically aged 56.

On the whole, 81220 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 81220 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 81220's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 81220, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

81220's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 81220 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.