ZIP 81230 Property Distress & Foreclosure Data

DLRadar grades ZIP 81230 (Gunnison County, Colorado) at a minimal 14/100 for overall property distress. Property-level stress concentrates in construction/permit lag (74/100), structural risk (32/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (4/100) stay muted. Structural risk reads 32/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 23% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

61% of housing is owner-occupied. At $71,263, median income runs near typical U.S. levels. The typical home is worth about $533,200 (7.0× income). Rent burden reaches 49% of tenant households. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 17.9% — high, a tax-stress and distress correlate. 10,956 residents call 81230 home, typically aged 32. The demographic-stress sub-score lands at 42/100. There are about 5,506 housing units across 81230. Around 54% of adults hold a bachelor's degree or higher.

Overall, 81230 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.