ZIP 81230 Foreclosure, Tax-Lien & Distress Report
Gunnison County, Colorado · Distress market
On DLRadar's 0-100 distress scale, ZIP 81230 in Gunnison County, Colorado comes in at 13, a minimal composite-distress reading. The pressure is most legible in construction/permit lag (62/100), structural risk (29/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (4/100) stay muted. The latent-versus-live split is 29/100 structural and 2/100 already moving.
The peak-phase market in 81230 posted values that rose 2.2% over the year, and 23% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The tenure split is 61% owner-occupied to 39% rented. Households earn a median $71,263 — near the roughly $78,000 national figure. Home values center near $533,200, an affordability ratio of 7.0×. Rent burden reaches 49% of tenant households. The vacancy rate is 11.8% — elevated. 17.9% of residents fall below the poverty threshold. Population is roughly 10,956 with a median age of 32. On demographic stress specifically, 81230 scores 42/100. There are about 5,506 housing units across 81230. About 54% have a four-year degree.
Net-net, 81230 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 81230 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 81230 runs through one identical scoring model, so its 13/100 sits on the same scale as every other ZIP in Gunnison County, Colorado and the nation. Every figure is auditable to a public dataset and refreshed as records update; 81230 shows blanks, not estimates, wherever the record is sparse.
Each component behind 81230 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. In workflow terms, 81230 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 81230 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 81230 distress snapshot
The live 81230 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Gunnison County ZIPs near 81230
Nearest ZIP codes to 81230
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 81230
More ZIP, county and state distress intelligence connected to Gunnison County, Colorado.
The complete 81230 distress and acquisition report
The full 81230 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology