Gunnison County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Gunnison County, CO distress report, 2026: 12 ZIPs scored in Gunnison, CO, Gunnison, CO average 15/100; the top Gunnison, CO ZIP is 81434 at 16/100; Gunnison, CO market phase peak, Gunnison, CO prices +2.2% year over year.
- Gunnison, CO ranks #2,280 nationally (opportunity index); Gunnison, CO #35 in Colorado; Gunnison, CO index 26.8.
- Gunnison, CO: no CFPB county sample; Gunnison, CO non-metro area reading 0.8%.
- Gunnison, CO ZIP phases: 12 peak.
- Gunnison, CO residential listings tracked: 9 across 10 ZIPs; Gunnison, CO candidate listings 9.
- Gunnison, CO HUD assisted properties: 2 with 88 units.
- Gunnison, CO lenders on watch: 3; largest Gunnison, CO footprint Nbh Bank (2 branches).
- Gunnison, CO most distressed ZIP: 81434 at 16/100.
Gunnison, CO figures: DLRadar distress index; Gunnison, CO inputs: CFPB, FHFA, HUD, FDIC; Gunnison, CO rebuilt as sources refresh.
| Rank | Gunnison, CO ZIP | Score |
|---|---|---|
| 1 | 81434 | 16/100 |
| 2 | 81623 | 16/100 |
| 3 | 81210 | 15/100 |
| 4 | 81224 | 15/100 |
| 5 | 81225 | 15/100 |
| 6 | 81237 | 15/100 |
| 7 | 81239 | 15/100 |
| 8 | 81241 | 15/100 |
| 9 | 81243 | 15/100 |
| 10 | 81220 | 13/100 |
| 11 | 81230 | 13/100 |
| 12 | 81248 | 11/100 |
Most distressed Gunnison, CO ZIPs (0-100, 2026)
Mortgage delinquency around Gunnison, CO
No CFPB county sample covers Gunnison, CO; the non-metro area reading for Gunnison, CO: 0.8% ninety-plus; Gunnison, CO area thirty-to-eighty-nine 1.5% (December 2025, Gunnison, CO); Colorado overall 0.7%.
Opportunity index: Gunnison, CO
Gunnison, CO index 26.8, Gunnison, CO phase weak; Gunnison, CO primary driver vacancy, Gunnison, CO second driver construction. Gunnison, CO components: property stress 21.7, foreclosure pressure 25.4, listing discounts 10.1, bank stress 55.8, insurance 0.0; Gunnison, CO pulse 33.2; Gunnison, CO capital opportunity 17.2.
ZIP market phases inside Gunnison, CO
12 Gunnison, CO ZIPs carry a price-cycle phase; Gunnison, CO ZIPs by phase (Gunnison, CO), deepest drawdown first: peak, +0.3% YoY, 0.5% off peak (Gunnison, CO): 81623; peak, +1.5% YoY, 0.2% off peak (Gunnison, CO): 81220; peak, +2.2% YoY (Gunnison, CO): 81210, 81224, 81225, 81230, Gunnison, CO 81237, 81239, 81241, 81243, Gunnison, CO 81248, 81434.
Residential listings by Gunnison, CO ZIP
Gunnison, CO ZIPs with the most tracked Gunnison, CO residential listings: 81224 3 listings, 3 candidates, bank pressure 62; 81230 3 listings, 3 candidates, bank pressure 63; 81225 1 listings, 1 candidates, bank pressure 62; 81237 1 listings, 1 candidates, bank pressure 62 (Gunnison, CO); 81243 1 listings, 1 candidates, bank pressure 62; 81210 0 listings, 0 candidates, bank pressure 62; 81220 0 listings, 0 candidates, bank pressure 65; 81239 0 listings, 0 candidates, bank pressure 62. Gunnison, CO totals: 9 listings; Gunnison, CO candidates 9; active ZIPs 0.
HUD assisted housing in Gunnison, CO
2 assisted properties with 88 units sit in Gunnison, CO; largest Gunnison, CO properties: Palisades Apartments (Gunnison) 60 units, 60 assisted; Mountain View Apts (Gunnison) 28 units, 28 assisted.
Lenders with branches in Gunnison, CO
Gunnison, CO lenders by branch count: Nbh Bank (Gunnison, CO): stress 57, 2 branches low in Gunnison, CO; Gunnison Bank&Trust Co (Gunnison, CO): stress 39, 2 branches low in Gunnison, CO; Gunnison Savings&Loan Assn (Gunnison, CO): stress 75, 1 branch low in Gunnison, CO.
Vacancy and permits, Gunnison, CO
4,012 of 12,506 Gunnison, CO housing units are vacant; Gunnison, CO permits, twelve months: 0 multifamily units in Gunnison, CO, 71 one-to-four unit units.
Work Gunnison, CO at the parcel level
Every Gunnison, CO parcel carries owner and address; every Gunnison, CO parcel carries APN; Gunnison, CO distress scores sit on the Gunnison, CO live board.
Gunnison, CO figures refresh with each source.
Gunnison, CO questions
Most distressed ZIP code in Gunnison County, CO?
ZIP 81434 leads Gunnison, CO at 16/100; next in Gunnison, CO: 81623 at 16/100; the Gunnison, CO average is 15/100.
Where does Gunnison County, CO rank for investment opportunity?
Gunnison, CO is #2,280 among all ranked counties, #35 in Colorado; the Gunnison, CO driver is vacancy; Gunnison, CO moved down 739 places.
How many mortgages are delinquent in Gunnison County, CO?
Gunnison, CO takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Gunnison, CO.
Which banks lend in Gunnison County, CO?
3 watched lenders hold Gunnison, CO branches; the largest Gunnison, CO footprints are Nbh Bank (2), Gunnison Bank&Trust Co (2), Gunnison Savings&Loan Assn (1).
More on Gunnison, CO
Gunnison County, CO distress report: public-record figures for Gunnison, CO; not legal advice for Gunnison, CO; not tax or investment advice; verify every Gunnison, CO record before acting.