Gunnison County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Gunnison County, Colorado? DLRadar grades every Gunnison County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Gunnison County breakdown.
- Gunnison County's most distressed ZIP is 81210 at 15/100.
- 12 ZIP codes tracked in Gunnison County, averaging 14/100 distress.
- Gunnison County reads peak — home values up 2.2% year over year.
- Vacancy runs 54.1% across Gunnison County's tracked ZIPs, with a 5.2% poverty rate.
- The typical Gunnison County home is worth about $626,120 against a ~$89,178 median income.
- Lending headwind in Gunnison County sits at 29/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 81210 | 15/100 |
| 2 | 81224 | 15/100 |
| 3 | 81225 | 15/100 |
| 4 | 81237 | 15/100 |
| 5 | 81239 | 15/100 |
| 6 | 81241 | 15/100 |
| 7 | 81243 | 15/100 |
| 8 | 81434 | 15/100 |
| 9 | 81623 | 15/100 |
| 10 | 81220 | 14/100 |
| 11 | 81230 | 13/100 |
| 12 | 81248 | 11/100 |
Most distressed ZIP codes in Gunnison County (composite distress 0-100, 2026)
What is driving Gunnison County distress
The Gunnison County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 14/100 ZIP average. No proprietary or modelled inputs enter the score.
Gunnison County market phase and pricing
DLRadar places Gunnison County in peak; prices moved up 2.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Gunnison County
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Questions about this county
What is the most distressed ZIP code in Gunnison County, CO?
ZIP 81210 leads Gunnison County at 15/100, recomputed monthly from public records.
Is Gunnison County expanding or contracting?
The market phase for Gunnison County is peak, prices rising 2.2% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Gunnison County scores?
Every Gunnison County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 12 Gunnison County ZIP codes that it runs on every other U.S. county, so Gunnison County's numbers are directly comparable to any other market.
How much do distress scores vary between Gunnison County ZIP codes?
A county average hides the spread. Across the Gunnison County ZIPs DLRadar ranks, scores run from 15/100 in 81210 down to 11/100 in 81248, against a Gunnison County average of 14/100. A spread of 4 points means Gunnison County has to be worked ZIP by ZIP.
What do Gunnison County home values and vacancy say about distressed supply?
The typical Gunnison County home carries about $626,120 of value against a median household income near $89,178. Vacancy across Gunnison County's tracked ZIPs runs 54.1% and the poverty rate is 5.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Gunnison County's foreclosure and tax-lien filings and its 29/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.