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ZIP 81433 Foreclosure, Tax-Lien & Distress Report

San Juan County, Colorado · High Vacancy market

In San Juan County, Colorado, ZIP 81433 scores 6 of 100 for composite distress, a minimal level on DLRadar's public-record index. The split runs 13/100 structural to 3/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (29/100), structural risk (13/100), mortgage stress (10/100). mortgage stress (10/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 81433 posted values that rose 2.2% over the year, and 12% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 52% owner-occupied to 48% rented. Roughly 18.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $452,600 (5.5× income). The vacancy rate is 39.0% — elevated. At $72,639, median income runs near typical U.S. levels. Educational attainment sits at 44% bachelor's-or-above. Around 24% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 38/100. The ZIP holds roughly 583 housing units. Population is roughly 626 with a median age of 41.

On the whole, 81433 leans distressed, with opportunity clustered in specific stressed parcels. While 81433 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 81433 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 6/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 81433 reflects the current record instead of a stale or modeled snapshot.

The 6/100 for 81433 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 81433 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

6/100
Composite stress
13/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 81433

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk16
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 81433 distress snapshot

Current distress, phase, housing and lender-pressure figures for 81433, drawn from the same report attached to each property.

Loading ZIP 81433 stress data…

Other San Juan County ZIP codes

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Deterministic scoring, sourced entirely from public data · methodology

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