ZIP 81122 Foreclosure, Tax-Lien & Distress Report
La Plata County, Colorado · High Vacancy market
Scored on a fixed 0-100 scale, 81122 (La Plata County, Colorado) returns a low composite of 26/100. Environmental exposure also runs high (flood (NFIP) exposure (80/100)). Leading the profile are construction/permit lag (89/100), structural risk (60/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (15/100) register low. Latent structural risk is 60/100 while live distress already moving reads 4/100.
Prices here sit in a peak phase: values rose 0.7% over the trailing year, and 16% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 4,590 housing units. Roughly 8.8% live below the poverty line. Population is roughly 8,921 with a median age of 45. About 42% have a four-year degree. Vacancy runs 21.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 29/100. 84% of housing is owner-occupied. Median household income is $94,450, above the U.S. median near $78,000. Home values center near $459,800, an affordability ratio of 4.7×. Rent burden reaches 18% of tenant households.
On the whole, 81122 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 81122 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 81122 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in La Plata County, Colorado and the nation. Where the record is thin for 81122, the field stays empty rather than modeled, and fills in as new documents post.
The 26/100 for 81122 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 81122 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 81122
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 81122 Stress Report snapshot
A live read on 81122: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent La Plata County ZIP reports
Nearest ZIP codes to 81122
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across La Plata County, Colorado
Further distress data across La Plata County, Colorado at ZIP, county and state level.
The complete 81122 distress and acquisition report
See who owns each distressed property in 81122, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology