ZIP 81122 Property Distress & Foreclosure Data

DLRadar grades ZIP 81122 (La Plata County, Colorado) at a low 21/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (79/100). Property-level stress concentrates in structural risk (47/100), construction/permit lag (36/100), institutional ownership (31/100). institutional ownership (31/100) and mortgage stress (15/100) stay muted. Structural exposure scores 47 and live distress 4 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 16% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 4,590 housing units across 81122. The poverty rate is 8.8%. 8,921 residents call 81122 home, typically aged 45. Around 42% of adults hold a bachelor's degree or higher. Vacancy runs 21.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 29/100. 84% of housing is owner-occupied. At $94,450, median income runs above typical U.S. levels. The typical home is worth about $459,800 (4.7× income). Rent burden reaches 18% of tenant households.

Taken together, 81122 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.