La Plata County, CO: Foreclosures, Tax Liens & Distressed Properties
DLRadar tracks property distress across La Plata County, Colorado using verifiable public-record signals alone. Across its ZIPs, composite distress spans 16 to 28 out of 100. On bank and credit headwind, La Plata County scores 48/100. Coverage runs to 6 ZIPs across La Plata County, a low 25/100 average.
In its contraction phase, La Plata County home prices held roughly flat across the last year, a 12/100-confidence read. In a cooling county like this, seller motivation builds which surfaces more motivated sellers.
Given La Plata County's -0.3% YoY cooling (12/100 confidence), conservative underwriting wins while exits stay cautious. A mid-cycle 48/100 lender reading points to mixed owner- and bank-driven distress.
The most-distressed ZIP codes in La Plata County are 81137 (28/100), 81303 (27/100), 81326 (27/100), 81122 (25/100), 81301 (24/100), 81328 (16/100), each with its own full DLRadar report.
Profile-wise, La Plata County's scored ZIPs report residents with a median age around 46.8, a 16.8% vacancy rate, typical home values near $509,917, household income averaging about $83,655, roughly at the national median, an owner-occupied share of 79%, poverty running near 10.6%. Numbers like these drive which owners come under strain and how quickly stock clears.
La Plata County, Colorado's 25/100 average over 6 ZIPs says La Plata County rewards parcel-by-parcel work for a disciplined buyer. Inside DLRadar, each La Plata County property carries owner, address and APN, a distress score and bank-exposure read.
No county is too small to score: La Plata County, Colorado runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so La Plata County's numbers mean exactly what they mean anywhere else in Colorado.
Scores in La Plata County, Colorado exist to concentrate effort: a handful of ZIPs hold most of the distress, and the rest seldom justify the acquisition cost. All La Plata County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.
The ZIP breakdown for La Plata County leads with 81137 (28/100), 81303 (27/100), 81326 (27/100), 81122 (25/100), 81301 (24/100), 81328 (16/100). Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.
DLRadar's composite for La Plata County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 81137 | CO | 28 | |||
| 81303 | CO | 27 | |||
| 81326 | CO | 27 | |||
| 81122 | CO | 25 | |||
| 81301 | CO | 24 | |||
| 81328 | CO | 16 |
Top La Plata County ZIP codes by stress score
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