La Plata County, CO: Foreclosures, Tax Liens & Distressed Properties

La Plata County, CO, Colorado: 6 ZIP codes scored, La Plata County, CO averaging 25/100 (low, La Plata, CO), from 17 to 28. La Plata County, CO is in its contraction phase (La Plata, CO confidence 12/100): La Plata, CO home prices down 0.3% (La Plata, CO) over twelve months. La Plata County, CO lender headwind: 48/100.

Highest-scoring La Plata County, CO ZIPs: 81137 (28/100), 81303 (27/100), 81326 (27/100), 81122 (26/100), 81301 (24/100), 81328 (17/100).

Across La Plata County, CO's scored ZIPs: median home value $509,917, household income $83,655, 16.8% vacancy, 10.6% poverty, 79% owner-occupied, median age 46.8.

La Plata County, CO insurance distress 28/100 (#1,654 in the US); FEMA hazard 0/100 for La Plata, CO; 20 La Plata, CO NFIP flood claims, $427K paid; La Plata, CO construction distress 95/100.

10 banks with 20 branches lend in La Plata County, CO; La Plata, CO weighted bank stress 61/100, highest 67/100 in La Plata, CO.

La Plata County, CO unemployment 4.1% (La Plata, CO -0.1 pts, six months); 213 new housing units permitted in La Plata County, CO over twelve months, La Plata, CO down 47% from 402; La Plata, CO home prices +10.7% a year (La Plata, CO) over three years.

28,990 housing units in La Plata County, CO; 6,738 La Plata, CO renter households; 47% of La Plata, CO renters spend 30%+ of income on rent, 24% (La Plata, CO) half or more.

La Plata County, CO ranks #1,017 nationally on the opportunity index (La Plata, CO, among all ranked counties); La Plata, CO scores 31.1/100 and La Plata, CO sits #14 inside Colorado. La Plata, CO is in the early_signal opportunity phase; La Plata, CO's primary driver is construction, La Plata, CO second driver vacancy; La Plata, CO moved down 680 places. 6 short-sale listings across La Plata, CO; 120 days on market observed in La Plata, CO; 18.5% vacancy over 6 La Plata, CO ZIPs.

No CFPB county sample covers La Plata County, CO. The non-metro area reading for La Plata, CO: 0.8% ninety-plus days late; La Plata, CO's thirty-to-eighty-nine share is 1.5% (La Plata, CO, December 2025 data); Colorado overall 0.7%.

La Plata County, CO has 4 watched banks; 4 La Plata, CO banks sit in an elevated band. La Plata, CO footprints: Bank Of Colorado (2 branches, stress 63) in La Plata, CO; Alpine Bank (2 branches, stress 62) in La Plata, CO; Nbh Bank (2 branches, stress 57) in La Plata, CO.

HUD lists 5 assisted multifamily properties in La Plata County, CO with 395 units; 150 La Plata, CO units are assisted, 1 La Plata, CO properties under project-based Section 8.

4,612 of the 28,990 housing units in La Plata, CO sit vacant. La Plata County, CO permitted 17 multifamily units in twelve months; La Plata, CO's one-to-four unit structures added 196 units in La Plata County, CO.