La Plata County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
La Plata County, CO distress report, 2026: 6 ZIPs scored in La Plata, CO, La Plata, CO average 25/100; the top La Plata, CO ZIP is 81137 at 28/100; La Plata, CO market phase contraction, La Plata, CO prices -0.3% year over year.
- La Plata, CO ranks #1,007 nationally (opportunity index); La Plata, CO #14 in Colorado; La Plata, CO index 31.1.
- La Plata, CO: no CFPB county sample; La Plata, CO non-metro area reading 0.8%.
- La Plata, CO ZIP phases: 4 peak, 2 contraction.
- La Plata, CO residential listings tracked: 13 across 5 ZIPs; La Plata, CO candidate listings 7.
- La Plata, CO HUD assisted properties: 5 with 395 units.
- La Plata, CO lenders on watch: 4; largest La Plata, CO footprint Bank Of Colorado (2 branches).
- La Plata, CO most distressed ZIP: 81137 at 28/100.
La Plata, CO figures: DLRadar distress index; La Plata, CO inputs: CFPB, FHFA, HUD, FDIC; La Plata, CO rebuilt as sources refresh.
| Rank | La Plata, CO ZIP | Score |
|---|---|---|
| 1 | 81137 | 28/100 |
| 2 | 81303 | 27/100 |
| 3 | 81326 | 27/100 |
| 4 | 81122 | 26/100 |
| 5 | 81301 | 24/100 |
| 6 | 81328 | 17/100 |
Most distressed La Plata, CO ZIPs (0-100, 2026)
Mortgage delinquency around La Plata, CO
No CFPB county sample covers La Plata, CO; the non-metro area reading for La Plata, CO: 0.8% ninety-plus; La Plata, CO area thirty-to-eighty-nine 1.5% (December 2025, La Plata, CO); Colorado overall 0.7%.
Opportunity index: La Plata, CO
La Plata, CO index 31.1, La Plata, CO phase early_signal; La Plata, CO primary driver construction, La Plata, CO second driver vacancy. La Plata, CO components: property stress 23.3, foreclosure pressure 27.3, listing discounts 14.3, bank stress 58.9, insurance 0.0; La Plata, CO pulse 39.4; La Plata, CO capital opportunity 18.6; La Plata, CO seven-day change +0.2%.
ZIP market phases inside La Plata, CO
6 La Plata, CO ZIPs carry a price-cycle phase; La Plata, CO ZIPs by phase (La Plata, CO), deepest drawdown first: peak, +1.1% YoY, 1.0% off peak (La Plata, CO): 81137; contraction, -0.3% YoY, 0.7% off peak (La Plata, CO): 81303, 81326; peak, +0.2% YoY, 0.6% off peak (La Plata, CO): 81301; peak, +0.7% YoY, 0.4% off peak (La Plata, CO): 81122; peak, +2.0% YoY, 0.1% off peak (La Plata, CO): 81328.
Residential listings by La Plata, CO ZIP
La Plata, CO ZIPs with the most tracked La Plata, CO residential listings: 81301 5 listings, 2 candidates, bank pressure 63; 81137 4 listings, 1 candidates, bank pressure 64; 81303 2 listings, 2 candidates, bank pressure 61; 81122 1 listings, 1 candidates, bank pressure 62 (La Plata, CO); 81326 1 listings, 1 candidates, bank pressure 61. La Plata, CO totals: 13 listings; La Plata, CO candidates 7; active ZIPs 0.
HUD assisted housing in La Plata, CO
5 assisted properties with 395 units sit in La Plata, CO; largest La Plata, CO properties: Rocket Pointe Apartments (Durango) 194 units; Durango Housing (Durango) 97 units, 97 assisted; Lumien Apartments (Durango) 50 units in La Plata, CO; Cedar View I (Durango) 30 units, 29 assisted; Cedar View Ii (Durango) 24 units, 24 assisted.
Lenders with branches in La Plata, CO
La Plata, CO lenders by branch count: Bank Of Colorado (La Plata, CO): stress 63, 2 branches low in La Plata, CO; Alpine Bank (La Plata, CO): stress 62, 2 branches low in La Plata, CO; Nbh Bank (La Plata, CO): stress 57, 2 branches low in La Plata, CO; First Southwest Bank (La Plata, CO): stress 67, 1 branch low in La Plata, CO.
Vacancy and permits, La Plata, CO
4,612 of 28,990 La Plata, CO housing units are vacant; La Plata, CO permits, twelve months: 17 multifamily units in La Plata, CO, 196 one-to-four unit units.
Work La Plata, CO at the parcel level
Every La Plata, CO parcel carries owner and address; every La Plata, CO parcel carries APN; La Plata, CO distress scores sit on the La Plata, CO live board.
La Plata, CO figures refresh with each source.
La Plata, CO questions
Most distressed ZIP code in La Plata County, CO?
ZIP 81137 leads La Plata, CO at 28/100; next in La Plata, CO: 81303 at 27/100; the La Plata, CO average is 25/100.
Where does La Plata County, CO rank for investment opportunity?
La Plata, CO is #1,007 among all ranked counties, #14 in Colorado; the La Plata, CO driver is construction; La Plata, CO moved down 672 places.
How many mortgages are delinquent in La Plata County, CO?
La Plata, CO takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers La Plata, CO.
Which banks lend in La Plata County, CO?
4 watched lenders hold La Plata, CO branches; the largest La Plata, CO footprints are Bank Of Colorado (2), Alpine Bank (2), Nbh Bank (2).
More on La Plata, CO
La Plata County, CO distress report: public-record figures for La Plata, CO; not legal advice for La Plata, CO; not tax or investment advice; verify every La Plata, CO record before acting.