ZIP 81326 Property Distress & Foreclosure Data

Composite property distress in 81326 (La Plata County, Colorado) lands at 20/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (77/100). The sharpest non-environmental signals are structural risk (46/100), construction/permit lag (27/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted. Structural risk reads 46/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 48% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,651 residents call 81326 home, typically aged 52. At $83,229, median income runs near typical U.S. levels. The typical home is worth about $558,600 (6.2× income). 88% of housing is owner-occupied. There are about 1,367 housing units across 81326. The demographic-stress sub-score lands at 35/100. Vacancy runs 19.1%, above the national norm and a classic distress-and-opportunity signal. Around 42% of adults hold a bachelor's degree or higher. Rent burden reaches 39% of tenant households. The poverty rate is 7.1% — low.

Taken together, 81326 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.