ZIP 81303 Foreclosure, Tax-Lien & Distress Report
La Plata County, Colorado · Cooling Market market
La Plata County, Colorado's ZIP 81303 registers 27/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (77/100)). Structural risk reads 63/100 against active distress of 3/100. Its heaviest discrete signals: construction/permit lag (94/100), structural risk (63/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted.
The market reads contraction — home values held roughly flat year on year, and 15% higher over three years (phase confidence 12/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Median household income is $94,565, above the U.S. median near $78,000. The poverty rate is 11.2%. 9,696 residents call 81303 home, typically aged 40. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. Around 46% of renters are cost-burdened. 72% of housing is owner-occupied. Around 35% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 37/100. There are about 4,422 housing units across 81303. A median home runs $597,300 here, or 5.7 times local income.
On the whole, 81303 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 81303 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in La Plata County, Colorado and the nation. Sparse data for 81303 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 81303's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 81303 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 81303
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 81303 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in La Plata County
More distress data near 81303
Other reports tied to La Plata County, Colorado — ZIP, county and statewide.
The complete 81303 distress and acquisition report
Pull every distressed parcel in 81303 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology