ZIP 81137 Property Distress & Foreclosure Data

Composite property distress in 81137 (La Plata County, Colorado) lands at 22/100 — low on DLRadar's public-record scoring. Structural exposure scores 49 and live distress 4 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (80/100), climate & FEMA risk (77/100). The sharpest non-environmental signals are structural risk (49/100), construction/permit lag (29/100), institutional ownership (26/100). institutional ownership (26/100) and mortgage stress (12/100) stay muted.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, 1.1% off the recent peak, and 12% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $335,300 (4.8× income). 74% of housing is owner-occupied. 5,662 residents call 81137 home, typically aged 44. At $64,226, median income runs below typical U.S. levels. The poverty rate is 15.4%. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 36/100. There are about 2,546 housing units across 81137. Rent burden reaches 43% of tenant households. Around 22% of adults hold a bachelor's degree or higher.

Taken together, 81137 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.