ZIP 87416 Property Distress & Foreclosure Data

San Juan County, New Mexico's ZIP 87416 registers 41/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (85/100), flood (NFIP) exposure (67/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in structural risk (64/100), institutional ownership (49/100), construction/permit lag (47/100). price dislocation (25/100) and mortgage stress (20/100) stay muted. Structural risk reads 64/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, 5.7% off the recent peak, at 56/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 19.4%, above the national norm and a classic distress-and-opportunity signal. There are about 1,708 housing units across 87416. Households earn a median $41,875 — below the roughly $78,000 national figure. The tenure split is 80% owner-occupied to 20% rented. On demographic stress specifically, 87416 scores 37/100. About 13% have a four-year degree. 4,354 residents call 87416 home, typically aged 40. Roughly 36.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $94,400 here, or 2.2 times local income. Rent burden reaches 64% of tenant households.

Taken together, 87416 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.