ZIP 87499 Foreclosure, Tax-Lien & Distress Report

San Juan County, New Mexico's ZIP 87499 registers 28/100 composite distress, which DLRadar reads as low. Leading the profile are structural risk (61/100), construction/permit lag (49/100), institutional ownership (43/100). mortgage stress (20/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 61/100 structural and 6/100 already moving.

Prices here sit in a expansion phase: values rose 6.7% over the trailing year, 2.4% off the recent peak (phase confidence 41/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $34,946, below the U.S. median near $78,000. Population is roughly 829 with a median age of 49. Around 11% of renters are cost-burdened. There are about 359 housing units across 87499. The poverty rate is 26.3% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 28/100. The tenure split is 88% owner-occupied to 12% rented. The typical home is worth about $82,700 (2.2× income, relatively affordable). Educational attainment sits at 11% bachelor's-or-above. Vacancy runs 24.4%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 87499 leans distressed, with opportunity clustered in specific stressed parcels. While 87499 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 87499 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 87499, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 87499's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 87499 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.